Lynsey Toft – Founder

My name is Lynsey Toft. With hard work and determination, I have built an awesome life through investing in property despite having absolutely NO money. I have two children so run my business alongside looking after them. We live in a lovely area, go on nice holidays, but most of all I am present and enjoy life.

But life wasn’t always like this. In fact, I was miserable, stressed out and spent most of it wishing my life away, counting down the days until the weekend, school holidays etc. I had a good job as a teacher and did enjoy parts of it, but overall, I felt overworked, underpaid and was missing out on my children growing up. I couldn’t help but think that there was more to life.

I dreamed of becoming financially free, where I no longer had to trade my time for money, where I would actually enjoy life and have time for my children. But I had listened to my parents and everyone around me who had the ‘Poor Dad’ mentality and went to University and got a good job and did what everyone else seemed to do, knowing nothing else or having a way out of this. I used to complain that my life was like ‘ground hog’ day and that I was exhausted, but I would get comments back saying that this is what it’s like when you have young children and try to juggle your career. It’s as if everyone had just accepted this misery and that working until you die was normal.

Then Everything Changed

But one day my life was turned upside down, I nearly lost my life and subsequently battled with ill health for quite some time. Eventually I ended up losing my job because of this. We were close to losing everything, got in massive debt just to survive and I hit rock bottom. However, even though it was quite drastic, this was the push that I needed to change my life.

I realised that to my job I was totally replaceable but to my family I was their everything. I vowed never to put myself in that position of relying on a job ever again. I set up my own business thinking that this was the answer, and it was amazing! We were able to pay the bills and start enjoying life once more. However, I quickly realised that essentially, I owned a job. There was no holiday pay or sick pay and I was still trading time for money.

I was on the lookout for something else to help me live the life that I had always wanted. I didn’t have any money, was still in a lot of debt so started researching what else I could do. I’d always dreamt of investing in property but always thought that I needed money to do so, something that I definitely didn’t have. However, after reading Rich Dad Poor Dad and hearing that I actually didn’t need any money to get involved in property I invested in myself quite heavily (and got into more debt) to find out how.

Onwards!

Since then I haven’t looked back. I am now a full time parent (which sometimes isn’t as great as I had thought! Ha) and have a few different income streams, all through property. I no longer trade my time for money and am creating a legacy for my girls for years to come. I have gone from having absolutely nothing, to a portfolio worth well over 1.5 million in just 3 years (with most of this coming in 1 year once I’d figured it all out). The transformation in my life, and my children’s has been incredible.

I’ve been able to move to a lovely area with better schools and opportunities for them, something that was really important to me as I didn’t want them to have the same struggles that I had growing up. We are financially free, happy and live life on our terms.